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Your Finances, Simplified.

Financial solutions designed for every family member, at any stage of life. From simple, stress-free daily banking to robust planning tools, we help you manage today with confidence while getting ready for tomorrow.
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Streamline your family’s banking.

Managing finances for your whole family shouldn’t feel like a juggling act. With St. Mary’s Bank, you can bring accounts under one roof—making transfers simple, pay bills, and give you one secure place to manage it all.

We have accounts and services to fit every stage of life. 

Smart Solutions for Every Goal 

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Rainy Day Savings 

Automate and Build Your Savings

Our Rainy Day account lets you plan ahead with a savings cushion and earns a premium rate with built-in automated monthly deposits.

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Home Equity Line (HELLO) 

Access Your Home’s Equity 

Finance renovations, education, or major expenses with our flexible Home Equity Line with Lock Option. 

Manage Your Family’s Finances on Your Time

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4.9/5 Rated App

Remotely deposit checks, pay bills, monitor credit and manage accounts.

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Smart Alerts

Custom notifications for all accounts
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Bank Securely

Multi-factor authentication & fraud monitoring 
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Link Family Accounts

Oversee multiple accounts easily  
Explore Online Banking 

Ready to Simplify Your Family’s Banking? 

Our local experts are ready to create a personalized banking plan that works for every generation in your household. 
Schedule a Consultation 

FAQs

View all FAQs here
What is family banking and how is it different from regular banking?
Family banking addresses your entire household's financial needs rather than treating each person individually. At St. Mary's Bank, you can manage accounts for children, teens, parents, and grandparents through one institution with coordinated services and personalized guidance.  
What age can my child open their first account?
Children ages 12 and under can open a Youth Savings Account with a parent/guardian. At age 13, teens can transition to Student Checking (with adult cosigner if under 18) through age 25. 
Do you offer special rates or benefits for families who bank together?
Yes! Families consolidating banking with St. Mary's can access fee waivers, loan rate discounts with automatic payments, combined balance requirements for premium accounts, and more.  
Can I earn rewards for referring friends and family?
Yes! You'll both get up to $250 when they open a checking account with qualifying actions. See our referral offers page for details.

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