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Welcome to Penny Finance

Meet Penny! Your personalized online financial planner courtesy of St. Mary's Bank. 

Pay off debt. Start investing. Plan to Retire!

St. Mary's Bank is excited to bring you Penny Finance, a personal online financial planning tool that's 100% FREE for our valued members. With Penny's guided platform, you have everything at your fingertips to:

  • Create a personalized financial plan
  • Make informed money decisions with confidence
  • Support to achieve your financial goals

As part of our commitment to bring you financial wellness tools and resources, St. Mary's Bank covers the cost to access Penny, so you can focus on building the financial future you want.

Start your journey now with access code: stmarys25

activate my free account

login to my money hub

Penny's Free Money Maker Quiz

Curious to see how long until you will be debt free or plan out your future retirement balance? Take this quiz about key factors to financial health and wealth.

Penny Finance FAQs

Q: How do I access Penny Finance?
A:
 Click here to activate your FREE account. Your access code is stmarys25 (case sensitive).

Q: How secure is Penny Finance?
A:
We work hard to protect your personal information and ensure your information is kept private and secure. You can check out our full privacy policy here.

Q: Can you tell me more about Penny Finance?
A:
Penny Finance was created to make financial planning accessible to all. We believe you shouldn't have to have millions (or even thousands) of dollars to access trusted financial planning! You can read more about our founder and meet the Penny team here.

Q: I created my Penny Finance account. What should I do now?
A:
Great question! The first step is to take the money-maker quiz. Then, securely link your bank accounts so Penny can pre-populate your financial plan. With your accounts linked, we'll automatically adjust your plan as your finances grow and change. Then, you can take bite-sized (we're talking 3-7 minute) courses on topics from debt to family planning to retirement.

Q: I need support setting up my Penny Finance account
A: 
Please email support@penny-finance.com or book a free 15-minute call with the Penny Finance team here.

Q: Is there a limit to the number or type of accounts that can be linked in Penny?
A: There is no limit to the number or type of accounts that can be linked in Penny!

Q: Is Penny made for small business owners?
A: While Penny has courses and calculators that can absolutely support small business owners, Penny is a platform built to manage personal finances.

Q: Can I delete a linked account after I add it?
A: Yes! You can unlink a bank account from your money hub > My Bank Accounts.

Q: How do I unsubscribe (delete) my Peny Finance account?
A: Simply connect with Penny Finance. Please email support@penny-finance.com.

Q: Does Penny have a downloadable mobile app?
A:
 No. Penny Finance is a robust online platform.

Q: What is a Penny Finance virtual masterclass?
A:
Each month, Penny hosts a virtual masterclass featuring experts on noteworthy financial topics like investing, homebuying, life insurance, and more. The masterclasses are one-hour long (and they're recorded if you can't attend live).


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